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(ページの作成:「House sales are slowing, with the number of mortgages approved sliding from 74,340 in August to 66,790, according to Bank of England data, as higher interest rates and th…」)
 
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2022年11月15日 (火) 09:04時点における最新版

House sales are slowing, with the number of mortgages approved sliding from 74,340 in August to 66,790, according to Bank of England data, as higher interest rates and the cost of living crisis deterred buyers. 

"If you add in the cost of holding them and a little cost of interest, I think they're still a little cheaper than the ones we added to the inventory this year," Chief Financial Officer Richard Galanti said on a September call with investors.

The firm's troubles coincide with a difficult period for the UK economy, with the Resolution Foundation think-tank warning the Office for Budget Responsibility could predict a recession next year, with GDP forecasts cut by up to 4 per cent by the end of 2024. 

Yes, little changes can make a big difference As you've probably noticed by now, the best ways to save on your water bill involve using less water and switching to more efficient appliances. From installing a faucet aerator to shortening your showers, each of these small changes will help you become smarter about your water usage -- which benefits your wallet and the planet.

Those in the San Francisco building are anxiously waiting for an email with the subject ‘Your Role at Twitter' to drop into their inboxes by 9am today, while those in New York will find out their fates at 12pm.

In the brief time since listing, Made.com has sent out three profit warnings and lost its former chief executive Philippe Chainieux and its chief financial officer - and it has lost £773 million of its market value.

Research by the insurance firm Aviva predicts a 113 per cent increase by the end of the year in adults who own a 'sleeved blanket' that can be worn like a robe, while owners of electric blankets could be up by 89 per cent.

Run your dishwasher (but wait until it's full) You may be surprised to learn that running your dishwasher is actually more water-efficient than hand-washing the dishes -- as long as you're running a full load. On top of that, if you have an Energy Star dishwasher, it can save up to 5,000 gallons of water each year when compared to washing dishes by hand. 

The Resolution Foundation said ministers will have to squeeze taxpayers and the public sector further because of a ‘deteriorating economic outlook', with unemployment set to rise to 500,000 and inflation expected to remain higher for longer.

But Liza Amlani, principal at consultancy Retail Strategy Group, said there's a chance that shoppers will lose interest when they feel that some of last year's on-trend merchandise is "no longer relevant."

Bosses of the store - which has its head office in London and employs about 650 people - said they have decided to 'temporarily suspend new customer orders' to preserve value for the company's creditors.

Reflecting recent non-recurring costs, volatile trading and an expectation of no near-term improvement in discretionary big-ticket demand nor in new customer acquisition, the group forecast a 15 per cent to 30 per cent fall in full-year gross sales.

Kohl's and Express reported gross margins of 33.05% and 39.6% on their second-quarter earnings calls in July, while Costco's fourth-quarter margins came in at 11.84% in August.
Analysts are expecting gross margins to shrink for each of the companies next quarter, according to data from Refinitiv.

Last year's holiday-themed pajamas are available on Kohl's shelves for 25% off at $39.
And clothing retailer Express Inc. is putting its excess holiday items and New Year's Eve dresses in its outlets, the company said during the Wells Fargo Consumer Conference in September.

'The Government has a little over two weeks to finalise its plans to repair its economic credibility and the sustainability of the public finances,' said James Smith, research director at the Resolution Foundation.

The new Prime Minister and Chancellor, preparing for the crucial Budget on November 17, agreed last week that major cuts must be made to Whitehall departments, signalling a return to the austerity era of a decade ago.

Explaining the popularity of pressure cookers for hard-pressed modern homeowners, a John Lewis spokesman said: 'The cooking method often used by our parents and grandparents to tenderise cheaper cuts of meat is once again popular as thrifty, time-poor cooks rediscover the time and fuel-saving benefits of these marvellous machines.'

Reflecting recent non-recurring costs, volatile trading and an expectation of no near-term improvement in discretionary big-ticket demand nor in new customer acquisition, the group forecast a 15 per cent to 30 per cent fall in full year gross sales.

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Search for water leaks around the house If you've noticed any spikes on your domain name water bill (but haven't changed your habits), a leak may be to blame. Before changing your water consumption habits or investing in new appliances, spend some time checking for leaks around the house. Look for puddles around your toilets, under sinks and the dishwasher, and around your washing machine.