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The insurance company will usually request that you undergo an independent medical exam to determine if they hold any information that can be used to terminate your No-Fault benefits or to dispute your claim.<br><br>The IME is an examination conducted by an individual doctor who doesn't know you, and has never treated you before. It is designed to verify your injuries and treatment that you have received in the past. Additionally, it will give a forensic analysis of your health.<br><br>An IME is only required in serious cases where your medical records are not sufficient. This is usually the case with broken bones. It's not always necessary for injuries that take time to heal, like back pain or neck strains.<br><br>Although there isn't a way to stop the IME from occurring however, you can take steps to ensure that it is as fair and fair as is possible. You can ask your Queens personal attorney if you could keep a record of your IME. 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In certain states, like New York, the 50 percent rule means that drivers who are found to be more than 50% at fault for an accident can't recover damages from their insurers.<br><br>Although it can be difficult to determine the cause of the event of a car crash however, there are certain steps you can take to ensure that you don't create any issues or hinder your efforts to obtain full compensation. Relax, and then concentrate on your health and safety. Then, gather as many evidence as you can, including pictures of the scene, names and contact details for witnesses.<br><br>Insurance Claims<br><br>Insurance claims are an important aspect of the law regarding car accidents. They permit injured victims to get compensation for medical expenses and property damage. They also offer pain and suffering compensation to those who are suffering psychological and emotional trauma due to the incident.<br><br>It is crucial to file an insurance claim as soon as possible. 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