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Certain injuries are minor fender benders that don't cause lasting harm to the individual, whereas others could cause severe injury and require long-term medical treatment.<br><br>Financial damage can be severe caused by injuries that limit your ability to earn money, such as broken bones or paralysis. In order to receive the proper financial compensation to cover the cost of lost wages and other expenses can help ease the financial burden of your recovery.<br><br>Insurance companies use an algorithmic formula to determine the amount they'll pay you for any injuries or damages. This may include a multiplier for damages that are not economic (pain and suffering) as well as other costs that can be quantifiable like medical expenses, lost wages and property damage.<br><br>You may also enhance the value of your claim by proving that the at-fault driver's actions were particularly reckless or negligent. 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