Five Killer Quora Answers To Auto Accident Attorneys
Auto Accident Attorneys
The long-term effects of a car accident can cause you to be faced with costly medical bills, a reduced income and suffering. The negligent party responsible for your accident should be liable to compensate for these losses.
An experienced New York City auto accidents accident lawyer can help you pursue full compensation for all of your losses. A skilled attorney in car accidents can also protect you from unwarranted denials by insurance providers.
Distracted driving
Every driver has the responsibility to drive in a safe manner and pay attention to the road. Distracted driving is a leading cause of collisions and near-collisions, and it can be extremely dangerous for other motorists on the road. If you've been injured by a driver who was distracted, you may be eligible for compensation.
Distracted driving could include eating, reaching for items in the car, engaging with passengers changing dashboard controls such as the radio or temperature personal grooming, such as shaving or applying makeup and more. This includes eating, reaching into the car for things that you're not using, interacting with passengers, and adjusting the controls on the dashboard like the radio or temperature. It can also involve personal grooming, like shaving or applying make-up.
According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI), about 80 percent all crashes and 65 per cent of near-collisions are the result of driver distraction. And even just taking your eyes off of the road for five seconds at 55mph doubles your chance of being involved in a crash.
If you've been injured in an accident caused by a distracted driver, an experienced auto accident lawyer can help. They can investigate your case to present the most persuasive arguments for full compensation. This includes covering all your current and future costs.
Car crashes
Car accidents can take on various types, from minor fender benders up to catastrophic head-on collisions. The nature of the collision determines who could be liable, as well as the severity and extent of the victims' injuries as well as the extent of their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver errors are the most common reason for motor vehicle accidents. Even the tiniest distractions such as flipping through radio stations applying makeup or looking at a map could cause an accident of serious severity. Other causes of car accidents are reckless driving, speeding drunk driving, dangerous road conditions and weather, as well as inexperienced or elderly drivers.
A competent New York City car accident lawyer will examine your case and determine all parties responsible for your injuries and financial losses. They can also negotiate an equitable settlement with the defendant's insurer.
A seasoned auto accident attorney can help you get the compensation you are entitled to for your injuries and losses including future and past medical expenses, lost earnings, physical and emotional stress, and other damages. They can also ensure that your claim includes uninsured or under-insured motorist coverage, if necessary. This is especially important if the driver at fault doesn't have insurance, or is only carrying the minimum amount required by New York law.
Motorists who are uninsured or underinsured
Some drivers do not carry insurance, while others have minimal coverage. It isn't easy to collect compensation if an under-insured or uninsured motorist is the cause of a collision. In these situations you must have your own skilled legal advocate working to help you achieve your goals as well as those of the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This kind of insurance is typically included in a comprehensive insurance policy and can offer you important protections if you are involved in a serious accident.
The process of filing an UIM/UM claim is similar to that of filing a traditional car crash claim. It usually involves submitting copies of your medical bills and auto repair bills. The insurance company will review these and other documents to determine where your losses fall within the bounds of the other driver's coverage.
It is important to speak with a New York City auto accident attorney as soon after the crash as you can. file a UIM/UM right away especially when the other driver claims they do not have insurance or do not have adequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damage
If your car is damaged in an accident, it is possible to seek compensation through the insurance company of the party who was at the fault. Our lawyers can assist in submitting a claim to recover financial and non-economic expenses, like medical expenses and lost wages. You could also be eligible to claim compensation for the pain and suffering you have endured.
We will keep track of all physical evidence in your case. This includes taking photographs of the scene where the accident occurred and your property, such as dents, broken glass, and cracked device screens. We will also collect copies of any police or accident reports, as well as secure any necessary information from witnesses.
The law that is in force in New York State is comparative negligence that means that even if found to be partially responsible for the accident the amount of your damages will be diminished by the percentage of the liability you have been assigned. Additionally, the defendant could be found to be totally responsible for the accident and, therefore, not eligible to recover in any way.
Be careful not to give any oral or written statements to representatives from the at-fault party's insurance companies, since these could be used against you in the future in court. It is also essential to see a doctor immediately after an accident, as certain injuries may take a while to show up and can be used against you if you try to claim compensation for your injuries later.