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In addition, some states require UM/UIM (uninsured/underinsured motorist) coverage, which pays for your losses in the event you are injured by an at-fault driver who doesn't have any or enough car insurance to cover your damages.<br><br>A experienced attorney on your side can also speed up process of getting your settlement. They can negotiate with the insurance company in order to maximize your payout and assist you in getting back on your feet faster after a car accident. A lawyer can also help you prepare a demand document to include all your expenses which will help you understand how much your claim is worth.<br><br>The value of a truck accident claim is contingent upon a variety of factors including the extent of your injuries and related treatment, property damage, and suffering and pain. The higher the value of your claim, the greater your damages will be. There are other elements that can affect the value of your claim. These include the type and weather conditions of the truck, as well as the trucking company's driver's records. The process of determining the value of your claim can take several rounds of negotiations, and how long it will take to receive your settlement will depend on how much you ask for and the insurance company's willingness to settle.<br><br>Damages<br><br>When trucks collide with passenger cars, the results are often devastating. In addition to severe injuries and long-term disabilities, semi truck accidents can cause significant property damage and possibly death. Victims who can prove that the trucking company or the trucker were negligent could be able to claim compensation for their damages. A New York City truck crash lawyer can assist you in suing or file an insurance claim against the party responsible.<br><br>Truck accidents differ from other collisions between motor vehicles which usually involve just two parties. 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