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This could cause financial stress and hardship because they are left with no income. They might also have to rent a car or for transportation to doctor's appointments.<br><br>If their injuries are permanent and they are unable to return to work, they might not be allowed to return to their previous job or earn as much money as they did before the crash. These expenses are also compensable and a jury will determine the amount of compensation that is appropriate for any future lost earnings.<br><br>Damage to property is a form of damage that can be the subject of a claim. This includes the harm caused to a vehicle and any other items that were inside at the time of the incident. This can include things like laptops or work equipment, children's car seats and other valuable items.<br><br>Insurance companies will look at the extent of damage to a vehicle and its actual cash value (ACV) at the time of the collision. 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This usually covers up to 80 percent of what you could have earned had you not been injured.<br><br>Suffering and pain<br><br>The effects of pain and suffering are more difficult to quantify than medical bills or lost wages. The extent of your injuries and the impact they have on your life, may require a substantial settlement.<br><br>Pain and suffering refers the physical and mental distress you experience after a car accident. This includes the impacts of your injuries on your daily activities, like a limited range of motion and the inability to focus or sleep. This is not just your emotional trauma, the loss of enjoyment from life, and the inability to take part in activities you enjoyed prior to the accident.<br><br>In order to claim compensation for pain and suffering, you must present proof of your injury. Documentation, like medical reports, imaging tests, and written diagnoses, can help you establish the extent of your injuries. 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